Chatham University vs Universal Technical Institute of Pennsylvania Inc: which has better ROI?
Chatham University has the better ROI: it clears its 4-year net cost of $119,816 in 29.6 years versus 34.8 years at Universal Technical Institute of Pennsylvania Inc, on median earnings of $52,410 vs $51,222 ten years out. (Scorecard, 2026 · our math.)
| Measure | Chatham University | Universal Technical Institute of Pennsylvania Inc |
|---|---|---|
| Net price / yr | $29,954 | $24,883 |
| Total net cost | $119,816 | $99,532 |
| Median earnings, 10 yrs | $52,410 | $51,222 |
| Median debt | $23,250 | $14,267 |
| Payback | 29.6 yrs | 34.8 yrs |
| 20-year net return | -$38,816 | -$42,292 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Chatham University or Universal Technical Institute of Pennsylvania Inc?
Universal Technical Institute of Pennsylvania Inc, at $24,883 a year after aid versus $29,954 — a gap of $5,071 a year, or $20,284 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Chatham University or Universal Technical Institute of Pennsylvania Inc graduates earn more?
Chatham University graduates report a median $52,410 ten years after entry, $1,188 more than the $51,222 at Universal Technical Institute of Pennsylvania Inc. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Chatham University or Universal Technical Institute of Pennsylvania Inc?
Universal Technical Institute of Pennsylvania Inc: its completers carry a median $14,267 in federal loans versus $23,250 at Chatham University, a difference of $8,983. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
63% of students finish at Chatham University, against 63% at Universal Technical Institute of Pennsylvania Inc. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.