Degree Dividend
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Chattanooga State Community College vs Fisk University: which has better ROI?

Public, Chattanooga TN · vs · Private nonprofit, Nashville TN

The verdict

Neither clears its cost on institution-wide earnings, but Fisk University comes closer — median earnings $45,454 against a $128,080 total, vs $37,598 at Chattanooga State Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureChattanooga State Community CollegeFisk University
Net price / yr$5,283$32,020
Total net cost$10,566$128,080
Median earnings, 10 yrs$37,598$45,454
Median debt$10,419$27,000
Payback
20-year net return-$225,806-$186,200

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Chattanooga State Community College or Fisk University?

Chattanooga State Community College, at $5,283 a year after aid versus $32,020 — a gap of $26,737 a year, or $117,514 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Chattanooga State Community College or Fisk University graduates earn more?

Fisk University graduates report a median $45,454 ten years after entry, $7,856 more than the $37,598 at Chattanooga State Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Chattanooga State Community College or Fisk University?

Chattanooga State Community College: its completers carry a median $10,419 in federal loans versus $27,000 at Fisk University, a difference of $16,581. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

30% of students finish at Fisk University, against 26% at Chattanooga State Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Chattanooga State Community College vs Fisk University: frequently asked questions

Is Chattanooga State Community College or Fisk University a better value?
Fisk University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Chattanooga State Community College or Fisk University?
Chattanooga State Community College: $5,283/yr net price after aid versus $32,020/yr at Fisk University — a difference of $26,737 a year, or about $117,514 over four years.
Do Chattanooga State Community College or Fisk University graduates earn more?
Fisk University graduates earn a median $45,454 ten years after entry, versus $37,598 at Chattanooga State Community College — a $7,856 gap. This blends every major, so a specific field can flip it.