Chattanooga State Community College vs Herzing University-Nashville: which has better ROI?
Neither clears its cost on institution-wide earnings, but Chattanooga State Community College comes closer — median earnings $37,598 against a $10,566 total, vs $36,909 at Herzing University-Nashville. (Scorecard, 2026 · our math.)
| Measure | Chattanooga State Community College | Herzing University-Nashville |
|---|---|---|
| Net price / yr | $5,283 | $20,537 |
| Total net cost | $10,566 | $82,148 |
| Median earnings, 10 yrs | $37,598 | $36,909 |
| Median debt | $10,419 | $21,500 |
| Payback | — | — |
| 20-year net return | -$225,806 | -$311,168 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Chattanooga State Community College or Herzing University-Nashville?
Chattanooga State Community College, at $5,283 a year after aid versus $20,537 — a gap of $15,254 a year, or $71,582 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Chattanooga State Community College or Herzing University-Nashville graduates earn more?
Chattanooga State Community College graduates report a median $37,598 ten years after entry, $689 more than the $36,909 at Herzing University-Nashville. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Chattanooga State Community College or Herzing University-Nashville?
Chattanooga State Community College: its completers carry a median $10,419 in federal loans versus $21,500 at Herzing University-Nashville, a difference of $11,081. The figure counts students who finished; it excludes private loans and anyone who left before graduating.