Degree Dividend
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Chattanooga State Community College vs Lane College: which has better ROI?

Public, Chattanooga TN · vs · Private nonprofit, Jackson TN

The verdict

Neither clears its cost on institution-wide earnings, but Chattanooga State Community College comes closer — median earnings $37,598 against a $10,566 total, vs $31,670 at Lane College. (Scorecard, 2026 · our math.)

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Head to head
MeasureChattanooga State Community CollegeLane College
Net price / yr$5,283$10,904
Total net cost$10,566$43,616
Median earnings, 10 yrs$37,598$31,670
Median debt$10,419$30,500
Payback
20-year net return-$225,806-$377,416

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Chattanooga State Community College or Lane College?

Chattanooga State Community College, at $5,283 a year after aid versus $10,904 — a gap of $5,621 a year, or $33,050 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Chattanooga State Community College or Lane College graduates earn more?

Chattanooga State Community College graduates report a median $37,598 ten years after entry, $5,928 more than the $31,670 at Lane College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Chattanooga State Community College or Lane College?

Chattanooga State Community College: its completers carry a median $10,419 in federal loans versus $30,500 at Lane College, a difference of $20,081. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

26% of students finish at Chattanooga State Community College, against 18% at Lane College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Chattanooga State Community College vs Lane College: frequently asked questions

Is Chattanooga State Community College or Lane College a better value?
Chattanooga State Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Chattanooga State Community College or Lane College?
Chattanooga State Community College: $5,283/yr net price after aid versus $10,904/yr at Lane College — a difference of $5,621 a year, or about $33,050 over four years.
Do Chattanooga State Community College or Lane College graduates earn more?
Chattanooga State Community College graduates earn a median $37,598 ten years after entry, versus $31,670 at Lane College — a $5,928 gap. This blends every major, so a specific field can flip it.