Degree Dividend
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Chattanooga State Community College vs Roane State Community College: which has better ROI?

Public, Chattanooga TN · vs · Public, Harriman TN

The verdict

Neither clears its cost on institution-wide earnings, but Roane State Community College comes closer — median earnings $39,407 against a $8,540 total, vs $37,598 at Chattanooga State Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureChattanooga State Community CollegeRoane State Community College
Net price / yr$5,283$4,270
Total net cost$10,566$8,540
Median earnings, 10 yrs$37,598$39,407
Median debt$10,419$8,454
Payback
20-year net return-$225,806-$187,600

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Chattanooga State Community College or Roane State Community College?

Roane State Community College, at $4,270 a year after aid versus $5,283 — a gap of $1,013 a year, or $2,026 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Chattanooga State Community College or Roane State Community College graduates earn more?

Roane State Community College graduates report a median $39,407 ten years after entry, $1,809 more than the $37,598 at Chattanooga State Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Chattanooga State Community College or Roane State Community College?

Roane State Community College: its completers carry a median $8,454 in federal loans versus $10,419 at Chattanooga State Community College, a difference of $1,965. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

36% of students finish at Roane State Community College, against 26% at Chattanooga State Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Chattanooga State Community College vs Roane State Community College: frequently asked questions

Is Chattanooga State Community College or Roane State Community College a better value?
Roane State Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Chattanooga State Community College or Roane State Community College?
Roane State Community College: $4,270/yr net price after aid versus $5,283/yr at Chattanooga State Community College — a difference of $1,013 a year, or about $2,026 over four years.
Do Chattanooga State Community College or Roane State Community College graduates earn more?
Roane State Community College graduates earn a median $39,407 ten years after entry, versus $37,598 at Chattanooga State Community College — a $1,809 gap. This blends every major, so a specific field can flip it.