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Chattanooga State Community College vs Tennessee College of Applied Technology-McMinnville: which has better ROI?

Public, Chattanooga TN · vs · Public, McMinnville TN

The verdict

Neither clears its cost on institution-wide earnings, but Tennessee College of Applied Technology-McMinnville comes closer — median earnings $40,322 against a $45,652 total, vs $37,598 at Chattanooga State Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureChattanooga State Community CollegeTennessee College of Applied Technology-McMinnville
Net price / yr$5,283$11,413
Total net cost$10,566$45,652
Median earnings, 10 yrs$37,598$40,322
Median debt$10,419
Payback
20-year net return-$225,806-$206,412

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Chattanooga State Community College or Tennessee College of Applied Technology-McMinnville?

Chattanooga State Community College, at $5,283 a year after aid versus $11,413 — a gap of $6,130 a year, or $35,086 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Chattanooga State Community College or Tennessee College of Applied Technology-McMinnville graduates earn more?

Tennessee College of Applied Technology-McMinnville graduates report a median $40,322 ten years after entry, $2,724 more than the $37,598 at Chattanooga State Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

67% of students finish at Tennessee College of Applied Technology-McMinnville, against 26% at Chattanooga State Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Chattanooga State Community College vs Tennessee College of Applied Technology-McMinnville: frequently asked questions

Is Chattanooga State Community College or Tennessee College of Applied Technology-McMinnville a better value?
Tennessee College of Applied Technology-McMinnville comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Chattanooga State Community College or Tennessee College of Applied Technology-McMinnville?
Chattanooga State Community College: $5,283/yr net price after aid versus $11,413/yr at Tennessee College of Applied Technology-McMinnville — a difference of $6,130 a year, or about $35,086 over four years.
Do Chattanooga State Community College or Tennessee College of Applied Technology-McMinnville graduates earn more?
Tennessee College of Applied Technology-McMinnville graduates earn a median $40,322 ten years after entry, versus $37,598 at Chattanooga State Community College — a $2,724 gap. This blends every major, so a specific field can flip it.