Degree Dividend
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City College of San Francisco vs American Career College-Los Angeles: which has better ROI?

Public, San Francisco CA · vs · Private for-profit, Los Angeles CA

The verdict

Neither clears its cost on institution-wide earnings, but City College of San Francisco comes closer — median earnings $45,805 against a $27,624 total, vs $38,430 at American Career College-Los Angeles. (Scorecard, 2026 · our math.)

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Head to head
MeasureCity College of San FranciscoAmerican Career College-Los Angeles
Net price / yr$6,906$32,408
Total net cost$27,624$129,632
Median earnings, 10 yrs$45,805$38,430
Median debt$8,218$9,500
Payback
20-year net return-$78,724-$328,232

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, City College of San Francisco or American Career College-Los Angeles?

City College of San Francisco, at $6,906 a year after aid versus $32,408 — a gap of $25,502 a year, or $102,008 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do City College of San Francisco or American Career College-Los Angeles graduates earn more?

City College of San Francisco graduates report a median $45,805 ten years after entry, $7,375 more than the $38,430 at American Career College-Los Angeles. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, City College of San Francisco or American Career College-Los Angeles?

City College of San Francisco: its completers carry a median $8,218 in federal loans versus $9,500 at American Career College-Los Angeles, a difference of $1,282. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

75% of students finish at American Career College-Los Angeles, against 40% at City College of San Francisco. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

City College of San Francisco vs American Career College-Los Angeles: frequently asked questions

Is City College of San Francisco or American Career College-Los Angeles a better value?
City College of San Francisco comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, City College of San Francisco or American Career College-Los Angeles?
City College of San Francisco: $6,906/yr net price after aid versus $32,408/yr at American Career College-Los Angeles — a difference of $25,502 a year, or about $102,008 over four years.
Do City College of San Francisco or American Career College-Los Angeles graduates earn more?
City College of San Francisco graduates earn a median $45,805 ten years after entry, versus $38,430 at American Career College-Los Angeles — a $7,375 gap. This blends every major, so a specific field can flip it.