Degree Dividend
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City College of San Francisco vs University of San Francisco: which has better ROI?

Public, San Francisco CA · vs · Private nonprofit, San Francisco CA

The verdict

University of San Francisco has the better ROI: it clears its 4-year net cost of $165,724 in 4 years versus not at all at City College of San Francisco, on median earnings of $89,812 vs $45,805 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureCity College of San FranciscoUniversity of San Francisco
Net price / yr$6,906$41,431
Total net cost$27,624$165,724
Median earnings, 10 yrs$45,805$89,812
Median debt$8,218$23,000
Payback4 yrs
20-year net return-$78,724$663,316

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

City College of San Francisco vs University of San Francisco: frequently asked questions

Is City College of San Francisco or University of San Francisco a better value?
University of San Francisco. It clears its $165,724 net cost in about 4 years versus no clear payback at City College of San Francisco, on median earnings of $89,812 vs $45,805 ten years out.
Which is cheaper, City College of San Francisco or University of San Francisco?
City College of San Francisco: $6,906/yr net price after aid versus $41,431/yr at University of San Francisco — a difference of $34,525 a year, or about $138,100 over four years.
Do City College of San Francisco or University of San Francisco graduates earn more?
University of San Francisco graduates earn a median $89,812 ten years after entry, versus $45,805 at City College of San Francisco — a $44,007 gap. This blends every major, so a specific field can flip it.