City Colleges of Chicago-Malcolm X College vs Chicago State University: which has better ROI?
Neither clears its cost on institution-wide earnings, but Chicago State University comes closer — median earnings $42,778 against a $49,340 total, vs $32,427 at City Colleges of Chicago-Malcolm X College. (Scorecard, 2026 · our math.)
| Measure | City Colleges of Chicago-Malcolm X College | Chicago State University |
|---|---|---|
| Net price / yr | $7,220 | $12,335 |
| Total net cost | $28,880 | $49,340 |
| Median earnings, 10 yrs | $32,427 | $42,778 |
| Median debt | $8,375 | $30,625 |
| Payback | — | — |
| 20-year net return | -$347,540 | -$160,980 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, City Colleges of Chicago-Malcolm X College or Chicago State University?
City Colleges of Chicago-Malcolm X College, at $7,220 a year after aid versus $12,335 — a gap of $5,115 a year, or $20,460 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do City Colleges of Chicago-Malcolm X College or Chicago State University graduates earn more?
Chicago State University graduates report a median $42,778 ten years after entry, $10,351 more than the $32,427 at City Colleges of Chicago-Malcolm X College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, City Colleges of Chicago-Malcolm X College or Chicago State University?
City Colleges of Chicago-Malcolm X College: its completers carry a median $8,375 in federal loans versus $30,625 at Chicago State University, a difference of $22,250. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
18% of students finish at City Colleges of Chicago-Malcolm X College, against 15% at Chicago State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.