Degree Dividend
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Cleveland State Community College vs TCAT Athens: which has better ROI?

Public, Cleveland TN · vs · Public, Athens TN

The verdict

Neither clears its cost on institution-wide earnings, but TCAT Athens comes closer — median earnings $40,540 against a $51,032 total, vs $36,671 at Cleveland State Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureCleveland State Community CollegeTCAT Athens
Net price / yr$6,384$12,758
Total net cost$12,768$51,032
Median earnings, 10 yrs$36,671$40,540
Median debt$7,954
Payback
20-year net return-$246,548-$207,432

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Cleveland State Community College or TCAT Athens?

Cleveland State Community College, at $6,384 a year after aid versus $12,758 — a gap of $6,374 a year, or $38,264 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Cleveland State Community College or TCAT Athens graduates earn more?

TCAT Athens graduates report a median $40,540 ten years after entry, $3,869 more than the $36,671 at Cleveland State Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

95% of students finish at TCAT Athens, against 37% at Cleveland State Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Cleveland State Community College vs TCAT Athens: frequently asked questions

Is Cleveland State Community College or TCAT Athens a better value?
TCAT Athens comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Cleveland State Community College or TCAT Athens?
Cleveland State Community College: $6,384/yr net price after aid versus $12,758/yr at TCAT Athens — a difference of $6,374 a year, or about $38,264 over four years.
Do Cleveland State Community College or TCAT Athens graduates earn more?
TCAT Athens graduates earn a median $40,540 ten years after entry, versus $36,671 at Cleveland State Community College — a $3,869 gap. This blends every major, so a specific field can flip it.