Degree Dividend
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College for Creative Studies vs Montcalm Community College: which has better ROI?

Private nonprofit, Detroit MI · vs · Public, Sidney MI

The verdict

Neither clears its cost on institution-wide earnings, but College for Creative Studies comes closer — median earnings $44,860 against a $138,468 total, vs $35,499 at Montcalm Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureCollege for Creative StudiesMontcalm Community College
Net price / yr$34,617$7,280
Total net cost$138,468$14,560
Median earnings, 10 yrs$44,860$35,499
Median debt$26,000$16,500
Payback
20-year net return-$208,468-$271,780

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, College for Creative Studies or Montcalm Community College?

Montcalm Community College, at $7,280 a year after aid versus $34,617 — a gap of $27,337 a year, or $123,908 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do College for Creative Studies or Montcalm Community College graduates earn more?

College for Creative Studies graduates report a median $44,860 ten years after entry, $9,361 more than the $35,499 at Montcalm Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, College for Creative Studies or Montcalm Community College?

Montcalm Community College: its completers carry a median $16,500 in federal loans versus $26,000 at College for Creative Studies, a difference of $9,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

71% of students finish at College for Creative Studies, against 31% at Montcalm Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

College for Creative Studies vs Montcalm Community College: frequently asked questions

Is College for Creative Studies or Montcalm Community College a better value?
College for Creative Studies comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, College for Creative Studies or Montcalm Community College?
Montcalm Community College: $7,280/yr net price after aid versus $34,617/yr at College for Creative Studies — a difference of $27,337 a year, or about $123,908 over four years.
Do College for Creative Studies or Montcalm Community College graduates earn more?
College for Creative Studies graduates earn a median $44,860 ten years after entry, versus $35,499 at Montcalm Community College — a $9,361 gap. This blends every major, so a specific field can flip it.