College of the Ozarks vs Culver-Stockton College: which has better ROI?
Neither clears its cost on institution-wide earnings, but Culver-Stockton College comes closer — median earnings $46,092 against a $87,932 total, vs $41,592 at College of the Ozarks. (Scorecard, 2026 · our math.)
| Measure | College of the Ozarks | Culver-Stockton College |
|---|---|---|
| Net price / yr | $6,100 | $21,983 |
| Total net cost | $24,400 | $87,932 |
| Median earnings, 10 yrs | $41,592 | $46,092 |
| Median debt | — | $26,000 |
| Payback | — | — |
| 20-year net return | -$159,760 | -$133,292 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, College of the Ozarks or Culver-Stockton College?
College of the Ozarks, at $6,100 a year after aid versus $21,983 — a gap of $15,883 a year, or $63,532 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do College of the Ozarks or Culver-Stockton College graduates earn more?
Culver-Stockton College graduates report a median $46,092 ten years after entry, $4,500 more than the $41,592 at College of the Ozarks. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which graduates more of its students?
64% of students finish at College of the Ozarks, against 39% at Culver-Stockton College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.