Degree Dividend
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Columbia College vs College of the Ozarks: which has better ROI?

Private nonprofit, Columbia MO · vs · Private nonprofit, Point Lookout MO

The verdict

Neither clears its cost on institution-wide earnings, but Columbia College comes closer — median earnings $45,378 against a $90,860 total, vs $41,592 at College of the Ozarks. (Scorecard, 2026 · our math.)

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Head to head
MeasureColumbia CollegeCollege of the Ozarks
Net price / yr$22,715$6,100
Total net cost$90,860$24,400
Median earnings, 10 yrs$45,378$41,592
Median debt$23,879
Payback
20-year net return-$150,500-$159,760

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Columbia College or College of the Ozarks?

College of the Ozarks, at $6,100 a year after aid versus $22,715 — a gap of $16,615 a year, or $66,460 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Columbia College or College of the Ozarks graduates earn more?

Columbia College graduates report a median $45,378 ten years after entry, $3,786 more than the $41,592 at College of the Ozarks. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

64% of students finish at College of the Ozarks, against 42% at Columbia College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Columbia College vs College of the Ozarks: frequently asked questions

Is Columbia College or College of the Ozarks a better value?
Columbia College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Columbia College or College of the Ozarks?
College of the Ozarks: $6,100/yr net price after aid versus $22,715/yr at Columbia College — a difference of $16,615 a year, or about $66,460 over four years.
Do Columbia College or College of the Ozarks graduates earn more?
Columbia College graduates earn a median $45,378 ten years after entry, versus $41,592 at College of the Ozarks — a $3,786 gap. This blends every major, so a specific field can flip it.