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Columbia College vs Harris-Stowe State University: which has better ROI?

Private nonprofit, Columbia MO · vs · Public, Saint Louis MO

The verdict

Neither clears its cost on institution-wide earnings, but Columbia College comes closer — median earnings $45,378 against a $90,860 total, vs $31,088 at Harris-Stowe State University. (Scorecard, 2026 · our math.)

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Head to head
MeasureColumbia CollegeHarris-Stowe State University
Net price / yr$22,715$9,922
Total net cost$90,860$39,688
Median earnings, 10 yrs$45,378$31,088
Median debt$23,879$25,930
Payback
20-year net return-$150,500-$385,128

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Columbia College or Harris-Stowe State University?

Harris-Stowe State University, at $9,922 a year after aid versus $22,715 — a gap of $12,793 a year, or $51,172 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Columbia College or Harris-Stowe State University graduates earn more?

Columbia College graduates report a median $45,378 ten years after entry, $14,290 more than the $31,088 at Harris-Stowe State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Columbia College or Harris-Stowe State University?

Columbia College: its completers carry a median $23,879 in federal loans versus $25,930 at Harris-Stowe State University, a difference of $2,051. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

42% of students finish at Columbia College, against 28% at Harris-Stowe State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Columbia College vs Harris-Stowe State University: frequently asked questions

Is Columbia College or Harris-Stowe State University a better value?
Columbia College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Columbia College or Harris-Stowe State University?
Harris-Stowe State University: $9,922/yr net price after aid versus $22,715/yr at Columbia College — a difference of $12,793 a year, or about $51,172 over four years.
Do Columbia College or Harris-Stowe State University graduates earn more?
Columbia College graduates earn a median $45,378 ten years after entry, versus $31,088 at Harris-Stowe State University — a $14,290 gap. This blends every major, so a specific field can flip it.