Degree Dividend
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Columbia College vs Three Rivers College: which has better ROI?

Private nonprofit, Columbia MO · vs · Public, Poplar Bluff MO

The verdict

Neither clears its cost on institution-wide earnings, but Columbia College comes closer — median earnings $45,378 against a $90,860 total, vs $32,442 at Three Rivers College. (Scorecard, 2026 · our math.)

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Head to head
MeasureColumbia CollegeThree Rivers College
Net price / yr$22,715$8,496
Total net cost$90,860$16,992
Median earnings, 10 yrs$45,378$32,442
Median debt$23,879$10,000
Payback
20-year net return-$150,500-$335,352

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Columbia College or Three Rivers College?

Three Rivers College, at $8,496 a year after aid versus $22,715 — a gap of $14,219 a year, or $73,868 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Columbia College or Three Rivers College graduates earn more?

Columbia College graduates report a median $45,378 ten years after entry, $12,936 more than the $32,442 at Three Rivers College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Columbia College or Three Rivers College?

Three Rivers College: its completers carry a median $10,000 in federal loans versus $23,879 at Columbia College, a difference of $13,879. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

42% of students finish at Columbia College, against 33% at Three Rivers College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Columbia College vs Three Rivers College: frequently asked questions

Is Columbia College or Three Rivers College a better value?
Columbia College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Columbia College or Three Rivers College?
Three Rivers College: $8,496/yr net price after aid versus $22,715/yr at Columbia College — a difference of $14,219 a year, or about $73,868 over four years.
Do Columbia College or Three Rivers College graduates earn more?
Columbia College graduates earn a median $45,378 ten years after entry, versus $32,442 at Three Rivers College — a $12,936 gap. This blends every major, so a specific field can flip it.