Concordia University-Nebraska vs Union Adventist University: which has better ROI?
Union Adventist University has the better ROI: it clears its 4-year net cost of $94,864 in 14.2 years versus 23.6 years at Concordia University-Nebraska, on median earnings of $55,045 vs $52,415 ten years out. (Scorecard, 2026 · our math.)
| Measure | Concordia University-Nebraska | Union Adventist University |
|---|---|---|
| Net price / yr | $23,965 | $23,716 |
| Total net cost | $95,860 | $94,864 |
| Median earnings, 10 yrs | $52,415 | $55,045 |
| Median debt | $25,750 | $27,000 |
| Payback | 23.6 yrs | 14.2 yrs |
| 20-year net return | -$14,760 | $38,836 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Concordia University-Nebraska or Union Adventist University?
Union Adventist University, at $23,716 a year after aid versus $23,965 — a gap of $249 a year, or $996 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Concordia University-Nebraska or Union Adventist University graduates earn more?
Union Adventist University graduates report a median $55,045 ten years after entry, $2,630 more than the $52,415 at Concordia University-Nebraska. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Concordia University-Nebraska or Union Adventist University?
Concordia University-Nebraska: its completers carry a median $25,750 in federal loans versus $27,000 at Union Adventist University, a difference of $1,250. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
65% of students finish at Concordia University-Nebraska, against 52% at Union Adventist University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.