Culver-Stockton College vs Academy of Hair Design-Springfield: which has better ROI?
Neither clears its cost on institution-wide earnings, but Culver-Stockton College comes closer — median earnings $46,092 against a $87,932 total, vs $25,129 at Academy of Hair Design-Springfield. (Scorecard, 2026 · our math.)
| Measure | Culver-Stockton College | Academy of Hair Design-Springfield |
|---|---|---|
| Net price / yr | $21,983 | $15,904 |
| Total net cost | $87,932 | $63,616 |
| Median earnings, 10 yrs | $46,092 | $25,129 |
| Median debt | $26,000 | $9,500 |
| Payback | — | — |
| 20-year net return | -$133,292 | -$528,236 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Culver-Stockton College or Academy of Hair Design-Springfield?
Academy of Hair Design-Springfield, at $15,904 a year after aid versus $21,983 — a gap of $6,079 a year, or $24,316 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Culver-Stockton College or Academy of Hair Design-Springfield graduates earn more?
Culver-Stockton College graduates report a median $46,092 ten years after entry, $20,963 more than the $25,129 at Academy of Hair Design-Springfield. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Culver-Stockton College or Academy of Hair Design-Springfield?
Academy of Hair Design-Springfield: its completers carry a median $9,500 in federal loans versus $26,000 at Culver-Stockton College, a difference of $16,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
64% of students finish at Academy of Hair Design-Springfield, against 39% at Culver-Stockton College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.