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East Central College vs Cottey College: which has better ROI?

Public, Union MO · vs · Private nonprofit, Nevada MO

The verdict

Neither clears its cost on institution-wide earnings, but East Central College comes closer — median earnings $36,916 against a $26,256 total, vs $35,422 at Cottey College. (Scorecard, 2026 · our math.)

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Head to head
MeasureEast Central CollegeCottey College
Net price / yr$13,128$13,805
Total net cost$26,256$55,220
Median earnings, 10 yrs$36,916$35,422
Median debt$9,500$19,043
Payback
20-year net return-$255,136-$313,980

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, East Central College or Cottey College?

East Central College, at $13,128 a year after aid versus $13,805 — a gap of $677 a year, or $28,964 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do East Central College or Cottey College graduates earn more?

East Central College graduates report a median $36,916 ten years after entry, $1,494 more than the $35,422 at Cottey College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, East Central College or Cottey College?

East Central College: its completers carry a median $9,500 in federal loans versus $19,043 at Cottey College, a difference of $9,543. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

56% of students finish at Cottey College, against 48% at East Central College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

East Central College vs Cottey College: frequently asked questions

Is East Central College or Cottey College a better value?
East Central College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, East Central College or Cottey College?
East Central College: $13,128/yr net price after aid versus $13,805/yr at Cottey College — a difference of $677 a year, or about $28,964 over four years.
Do East Central College or Cottey College graduates earn more?
East Central College graduates earn a median $36,916 ten years after entry, versus $35,422 at Cottey College — a $1,494 gap. This blends every major, so a specific field can flip it.