East Texas A&M University vs Southwestern Adventist University: which has better ROI?
Southwestern Adventist University has the better ROI: it clears its 4-year net cost of $91,112 in 19.9 years versus 24.5 years at East Texas A&M University, on median earnings of $52,946 vs $50,296 ten years out. (Scorecard, 2026 · our math.)
| Measure | East Texas A&M University | Southwestern Adventist University |
|---|---|---|
| Net price / yr | $11,841 | $22,778 |
| Total net cost | $47,364 | $91,112 |
| Median earnings, 10 yrs | $50,296 | $52,946 |
| Median debt | $20,500 | $26,998 |
| Payback | 24.5 yrs | 19.9 yrs |
| 20-year net return | -$8,644 | $608 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, East Texas A&M University or Southwestern Adventist University?
East Texas A&M University, at $11,841 a year after aid versus $22,778 — a gap of $10,937 a year, or $43,748 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do East Texas A&M University or Southwestern Adventist University graduates earn more?
Southwestern Adventist University graduates report a median $52,946 ten years after entry, $2,650 more than the $50,296 at East Texas A&M University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, East Texas A&M University or Southwestern Adventist University?
East Texas A&M University: its completers carry a median $20,500 in federal loans versus $26,998 at Southwestern Adventist University, a difference of $6,498. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
52% of students finish at Southwestern Adventist University, against 43% at East Texas A&M University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.