Eastwick College-Hackensack vs American Institute-Toms River: which has better ROI?
Neither clears its cost on institution-wide earnings, but Eastwick College-Hackensack comes closer — median earnings $39,762 against a $59,770 total, vs $28,710 at American Institute-Toms River. (Scorecard, 2026 · our math.)
| Measure | Eastwick College-Hackensack | American Institute-Toms River |
|---|---|---|
| Net price / yr | $29,885 | $19,781 |
| Total net cost | $59,770 | $79,124 |
| Median earnings, 10 yrs | $39,762 | $28,710 |
| Median debt | $13,264 | $11,979 |
| Payback | — | — |
| 20-year net return | -$231,730 | -$472,124 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Eastwick College-Hackensack or American Institute-Toms River?
American Institute-Toms River, at $19,781 a year after aid versus $29,885 — a gap of $10,104 a year, or $19,354 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Eastwick College-Hackensack or American Institute-Toms River graduates earn more?
Eastwick College-Hackensack graduates report a median $39,762 ten years after entry, $11,052 more than the $28,710 at American Institute-Toms River. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Eastwick College-Hackensack or American Institute-Toms River?
American Institute-Toms River: its completers carry a median $11,979 in federal loans versus $13,264 at Eastwick College-Hackensack, a difference of $1,285. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
55% of students finish at American Institute-Toms River, against 43% at Eastwick College-Hackensack. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.