Eastwick College-Ramsey vs Centenary University: which has better ROI?
Centenary University has the better ROI: it clears its 4-year net cost of $82,012 in 15.3 years versus 16.1 years at Eastwick College-Ramsey, on median earnings of $53,726 vs $51,725 ten years out. (Scorecard, 2026 · our math.)
| Measure | Eastwick College-Ramsey | Centenary University |
|---|---|---|
| Net price / yr | $27,074 | $20,503 |
| Total net cost | $54,148 | $82,012 |
| Median earnings, 10 yrs | $51,725 | $53,726 |
| Median debt | $16,084 | $23,163 |
| Payback | 16.1 yrs | 15.3 yrs |
| 20-year net return | $13,152 | $25,308 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Eastwick College-Ramsey or Centenary University?
Centenary University, at $20,503 a year after aid versus $27,074 — a gap of $6,571 a year, or $27,864 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Eastwick College-Ramsey or Centenary University graduates earn more?
Centenary University graduates report a median $53,726 ten years after entry, $2,001 more than the $51,725 at Eastwick College-Ramsey. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Eastwick College-Ramsey or Centenary University?
Eastwick College-Ramsey: its completers carry a median $16,084 in federal loans versus $23,163 at Centenary University, a difference of $7,079. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
75% of students finish at Eastwick College-Ramsey, against 56% at Centenary University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.