Degree Dividend
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Elizabeth City State University vs Belmont Abbey College: which has better ROI?

Public, Elizabeth City NC · vs · Private nonprofit, Belmont NC

The verdict

Neither clears its cost on institution-wide earnings, but Belmont Abbey College comes closer — median earnings $47,937 against a $98,556 total, vs $40,026 at Elizabeth City State University. (Scorecard, 2026 · our math.)

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Head to head
MeasureElizabeth City State UniversityBelmont Abbey College
Net price / yr$6,364$24,639
Total net cost$25,456$98,556
Median earnings, 10 yrs$40,026$47,937
Median debt$21,463$26,000
Payback
20-year net return-$192,136-$107,016

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Elizabeth City State University or Belmont Abbey College?

Elizabeth City State University, at $6,364 a year after aid versus $24,639 — a gap of $18,275 a year, or $73,100 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Elizabeth City State University or Belmont Abbey College graduates earn more?

Belmont Abbey College graduates report a median $47,937 ten years after entry, $7,911 more than the $40,026 at Elizabeth City State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Elizabeth City State University or Belmont Abbey College?

Elizabeth City State University: its completers carry a median $21,463 in federal loans versus $26,000 at Belmont Abbey College, a difference of $4,537. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

47% of students finish at Belmont Abbey College, against 44% at Elizabeth City State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Elizabeth City State University vs Belmont Abbey College: frequently asked questions

Is Elizabeth City State University or Belmont Abbey College a better value?
Belmont Abbey College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Elizabeth City State University or Belmont Abbey College?
Elizabeth City State University: $6,364/yr net price after aid versus $24,639/yr at Belmont Abbey College — a difference of $18,275 a year, or about $73,100 over four years.
Do Elizabeth City State University or Belmont Abbey College graduates earn more?
Belmont Abbey College graduates earn a median $47,937 ten years after entry, versus $40,026 at Elizabeth City State University — a $7,911 gap. This blends every major, so a specific field can flip it.