Embry-Riddle Aeronautical University-Prescott vs Chamberlain University-Arizona: which has better ROI?
Chamberlain University-Arizona has the better ROI: it clears its 4-year net cost of $160,384 in 3.6 years versus 4.5 years at Embry-Riddle Aeronautical University-Prescott, on median earnings of $92,405 vs $84,131 ten years out. (Scorecard, 2026 · our math.)
| Measure | Embry-Riddle Aeronautical University-Prescott | Chamberlain University-Arizona |
|---|---|---|
| Net price / yr | $40,287 | $40,096 |
| Total net cost | $161,148 | $160,384 |
| Median earnings, 10 yrs | $84,131 | $92,405 |
| Median debt | $23,666 | $20,919 |
| Payback | 4.5 yrs | 3.6 yrs |
| 20-year net return | $554,272 | $720,516 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Embry-Riddle Aeronautical University-Prescott or Chamberlain University-Arizona?
Chamberlain University-Arizona, at $40,096 a year after aid versus $40,287 — a gap of $191 a year, or $764 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Embry-Riddle Aeronautical University-Prescott or Chamberlain University-Arizona graduates earn more?
Chamberlain University-Arizona graduates report a median $92,405 ten years after entry, $8,274 more than the $84,131 at Embry-Riddle Aeronautical University-Prescott. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Embry-Riddle Aeronautical University-Prescott or Chamberlain University-Arizona?
Chamberlain University-Arizona: its completers carry a median $20,919 in federal loans versus $23,666 at Embry-Riddle Aeronautical University-Prescott, a difference of $2,747. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
68% of students finish at Embry-Riddle Aeronautical University-Prescott, against 50% at Chamberlain University-Arizona. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.