Embry-Riddle Aeronautical University-Worldwide vs Chamberlain University-Florida: which has better ROI?
Embry-Riddle Aeronautical University-Worldwide has the better ROI: it clears its 4-year net cost of $74,900 in 2.1 years versus 2.8 years at Chamberlain University-Florida, on median earnings of $84,131 vs $92,405 ten years out. (Scorecard, 2026 · our math.)
| Measure | Embry-Riddle Aeronautical University-Worldwide | Chamberlain University-Florida |
|---|---|---|
| Net price / yr | $18,725 | $31,269 |
| Total net cost | $74,900 | $125,076 |
| Median earnings, 10 yrs | $84,131 | $92,405 |
| Median debt | $23,666 | $20,919 |
| Payback | 2.1 yrs | 2.8 yrs |
| 20-year net return | $640,520 | $755,824 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Embry-Riddle Aeronautical University-Worldwide or Chamberlain University-Florida?
Embry-Riddle Aeronautical University-Worldwide, at $18,725 a year after aid versus $31,269 — a gap of $12,544 a year, or $50,176 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Embry-Riddle Aeronautical University-Worldwide or Chamberlain University-Florida graduates earn more?
Chamberlain University-Florida graduates report a median $92,405 ten years after entry, $8,274 more than the $84,131 at Embry-Riddle Aeronautical University-Worldwide. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Embry-Riddle Aeronautical University-Worldwide or Chamberlain University-Florida?
Chamberlain University-Florida: its completers carry a median $20,919 in federal loans versus $23,666 at Embry-Riddle Aeronautical University-Worldwide, a difference of $2,747. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
33% of students finish at Chamberlain University-Florida, against 21% at Embry-Riddle Aeronautical University-Worldwide. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.