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Embry-Riddle Aeronautical University-Worldwide vs University of Florida-Online: which has better ROI?

Private nonprofit, Daytona Beach FL · vs · Public, Gainesville FL

The verdict

University of Florida-Online has the better ROI: it clears its 4-year net cost of $19,260 in 0.8 years versus 2.1 years at Embry-Riddle Aeronautical University-Worldwide, on median earnings of $71,588 vs $84,131 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureEmbry-Riddle Aeronautical University-WorldwideUniversity of Florida-Online
Net price / yr$18,725$4,815
Total net cost$74,900$19,260
Median earnings, 10 yrs$84,131$71,588
Median debt$23,666$15,000
Payback2.1 yrs0.8 yrs
20-year net return$640,520$445,300

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Embry-Riddle Aeronautical University-Worldwide or University of Florida-Online?

University of Florida-Online, at $4,815 a year after aid versus $18,725 — a gap of $13,910 a year, or $55,640 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Embry-Riddle Aeronautical University-Worldwide or University of Florida-Online graduates earn more?

Embry-Riddle Aeronautical University-Worldwide graduates report a median $84,131 ten years after entry, $12,543 more than the $71,588 at University of Florida-Online. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Embry-Riddle Aeronautical University-Worldwide or University of Florida-Online?

University of Florida-Online: its completers carry a median $15,000 in federal loans versus $23,666 at Embry-Riddle Aeronautical University-Worldwide, a difference of $8,666. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

85% of students finish at University of Florida-Online, against 21% at Embry-Riddle Aeronautical University-Worldwide. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Embry-Riddle Aeronautical University-Worldwide vs University of Florida-Online: frequently asked questions

Is Embry-Riddle Aeronautical University-Worldwide or University of Florida-Online a better value?
University of Florida-Online. It clears its $19,260 net cost in about 0.8 years versus 2.1 years at Embry-Riddle Aeronautical University-Worldwide, on median earnings of $71,588 vs $84,131 ten years out.
Which is cheaper, Embry-Riddle Aeronautical University-Worldwide or University of Florida-Online?
University of Florida-Online: $4,815/yr net price after aid versus $18,725/yr at Embry-Riddle Aeronautical University-Worldwide — a difference of $13,910 a year, or about $55,640 over four years.
Do Embry-Riddle Aeronautical University-Worldwide or University of Florida-Online graduates earn more?
Embry-Riddle Aeronautical University-Worldwide graduates earn a median $84,131 ten years after entry, versus $71,588 at University of Florida-Online — a $12,543 gap. This blends every major, so a specific field can flip it.