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Fitchburg State University vs Mount Holyoke College: which has better ROI?

Public, Fitchburg MA · vs · Private nonprofit, South Hadley MA

The verdict

Fitchburg State University has the better ROI: it clears its 4-year net cost of $57,048 in 10.3 years versus 10.5 years at Mount Holyoke College, on median earnings of $53,874 vs $58,418 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureFitchburg State UniversityMount Holyoke College
Net price / yr$14,262$26,441
Total net cost$57,048$105,764
Median earnings, 10 yrs$53,874$58,418
Median debt$24,239$22,902
Payback10.3 yrs10.5 yrs
20-year net return$53,232$95,396

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Fitchburg State University or Mount Holyoke College?

Fitchburg State University, at $14,262 a year after aid versus $26,441 — a gap of $12,179 a year, or $48,716 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Fitchburg State University or Mount Holyoke College graduates earn more?

Mount Holyoke College graduates report a median $58,418 ten years after entry, $4,544 more than the $53,874 at Fitchburg State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Fitchburg State University or Mount Holyoke College?

Mount Holyoke College: its completers carry a median $22,902 in federal loans versus $24,239 at Fitchburg State University, a difference of $1,337. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

84% of students finish at Mount Holyoke College, against 55% at Fitchburg State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Fitchburg State University vs Mount Holyoke College: frequently asked questions

Is Fitchburg State University or Mount Holyoke College a better value?
Fitchburg State University. It clears its $57,048 net cost in about 10.3 years versus 10.5 years at Mount Holyoke College, on median earnings of $53,874 vs $58,418 ten years out.
Which is cheaper, Fitchburg State University or Mount Holyoke College?
Fitchburg State University: $14,262/yr net price after aid versus $26,441/yr at Mount Holyoke College — a difference of $12,179 a year, or about $48,716 over four years.
Do Fitchburg State University or Mount Holyoke College graduates earn more?
Mount Holyoke College graduates earn a median $58,418 ten years after entry, versus $53,874 at Fitchburg State University — a $4,544 gap. This blends every major, so a specific field can flip it.