Degree Dividend
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Florida Memorial University vs Artistic Nails and Beauty Academy-Tampa: which has better ROI?

Private nonprofit, Miami Gardens FL · vs · Private for-profit, Tampa FL

The verdict

Neither clears its cost on institution-wide earnings, but Florida Memorial University comes closer — median earnings $36,624 against a $92,952 total, vs $20,948 at Artistic Nails and Beauty Academy-Tampa. (Scorecard, 2026 · our math.)

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Head to head
MeasureFlorida Memorial UniversityArtistic Nails and Beauty Academy-Tampa
Net price / yr$23,238$14,277
Total net cost$92,952$57,108
Median earnings, 10 yrs$36,624$20,948
Median debt$30,063$6,333
Payback
20-year net return-$327,672-$605,348

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Florida Memorial University or Artistic Nails and Beauty Academy-Tampa?

Artistic Nails and Beauty Academy-Tampa, at $14,277 a year after aid versus $23,238 — a gap of $8,961 a year, or $35,844 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Florida Memorial University or Artistic Nails and Beauty Academy-Tampa graduates earn more?

Florida Memorial University graduates report a median $36,624 ten years after entry, $15,676 more than the $20,948 at Artistic Nails and Beauty Academy-Tampa. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Florida Memorial University or Artistic Nails and Beauty Academy-Tampa?

Artistic Nails and Beauty Academy-Tampa: its completers carry a median $6,333 in federal loans versus $30,063 at Florida Memorial University, a difference of $23,730. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

77% of students finish at Artistic Nails and Beauty Academy-Tampa, against 31% at Florida Memorial University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Florida Memorial University vs Artistic Nails and Beauty Academy-Tampa: frequently asked questions

Is Florida Memorial University or Artistic Nails and Beauty Academy-Tampa a better value?
Florida Memorial University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Florida Memorial University or Artistic Nails and Beauty Academy-Tampa?
Artistic Nails and Beauty Academy-Tampa: $14,277/yr net price after aid versus $23,238/yr at Florida Memorial University — a difference of $8,961 a year, or about $35,844 over four years.
Do Florida Memorial University or Artistic Nails and Beauty Academy-Tampa graduates earn more?
Florida Memorial University graduates earn a median $36,624 ten years after entry, versus $20,948 at Artistic Nails and Beauty Academy-Tampa — a $15,676 gap. This blends every major, so a specific field can flip it.