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Florida Memorial University vs ATA Career Education: which has better ROI?

Private nonprofit, Miami Gardens FL · vs · Private for-profit, Spring Hill FL

The verdict

Neither clears its cost on institution-wide earnings, but Florida Memorial University comes closer — median earnings $36,624 against a $92,952 total, vs $34,577 at ATA Career Education. (Scorecard, 2026 · our math.)

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Head to head
MeasureFlorida Memorial UniversityATA Career Education
Net price / yr$23,238$28,250
Total net cost$92,952$113,000
Median earnings, 10 yrs$36,624$34,577
Median debt$30,063$21,030
Payback
20-year net return-$327,672-$388,660

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Florida Memorial University or ATA Career Education?

Florida Memorial University, at $23,238 a year after aid versus $28,250 — a gap of $5,012 a year, or $20,048 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Florida Memorial University or ATA Career Education graduates earn more?

Florida Memorial University graduates report a median $36,624 ten years after entry, $2,047 more than the $34,577 at ATA Career Education. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Florida Memorial University or ATA Career Education?

ATA Career Education: its completers carry a median $21,030 in federal loans versus $30,063 at Florida Memorial University, a difference of $9,033. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

67% of students finish at ATA Career Education, against 31% at Florida Memorial University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Florida Memorial University vs ATA Career Education: frequently asked questions

Is Florida Memorial University or ATA Career Education a better value?
Florida Memorial University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Florida Memorial University or ATA Career Education?
Florida Memorial University: $23,238/yr net price after aid versus $28,250/yr at ATA Career Education — a difference of $5,012 a year, or about $20,048 over four years.
Do Florida Memorial University or ATA Career Education graduates earn more?
Florida Memorial University graduates earn a median $36,624 ten years after entry, versus $34,577 at ATA Career Education — a $2,047 gap. This blends every major, so a specific field can flip it.