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Florida State College at Jacksonville vs University of North Florida: which has better ROI?

Public, Jacksonville FL · vs · Public, Jacksonville FL

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

The verdict

University of North Florida has the better ROI: it clears its 4-year net cost of $40,616 in 5.1 years versus not at all at Florida State College at Jacksonville, on median earnings of $56,343 vs $42,244 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureFlorida State College at JacksonvilleUniversity of North Florida
Net price / yr$4,128$10,154
Total net cost$8,256$40,616
Median earnings, 10 yrs$42,244$56,343
Median debt$13,562$15,531
Payback—5.1 yrs
20-year net return-$130,576$119,044

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Florida State College at Jacksonville or University of North Florida?

Florida State College at Jacksonville, at $4,128 a year after aid versus $10,154 — a gap of $6,026 a year, or $32,360 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Florida State College at Jacksonville or University of North Florida graduates earn more?

University of North Florida graduates report a median $56,343 ten years after entry, $14,099 more than the $42,244 at Florida State College at Jacksonville. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Florida State College at Jacksonville or University of North Florida?

Florida State College at Jacksonville: its completers carry a median $13,562 in federal loans versus $15,531 at University of North Florida, a difference of $1,969. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

69% of students finish at University of North Florida, against 37% at Florida State College at Jacksonville. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Florida State College at Jacksonville vs University of North Florida: frequently asked questions

Is Florida State College at Jacksonville or University of North Florida a better value?
University of North Florida. It clears its $40,616 net cost in about 5.1 years versus no clear payback at Florida State College at Jacksonville, on median earnings of $56,343 vs $42,244 ten years out.
Which is cheaper, Florida State College at Jacksonville or University of North Florida?
Florida State College at Jacksonville: $4,128/yr net price after aid versus $10,154/yr at University of North Florida — a difference of $6,026 a year, or about $32,360 over four years.
Do Florida State College at Jacksonville or University of North Florida graduates earn more?
University of North Florida graduates earn a median $56,343 ten years after entry, versus $42,244 at Florida State College at Jacksonville — a $14,099 gap. This blends every major, so a specific field can flip it.