Fortis Institute-Wayne vs American Institute-Toms River: which has better ROI?
Neither clears its cost on institution-wide earnings, but Fortis Institute-Wayne comes closer — median earnings $36,920 against a $96,036 total, vs $28,710 at American Institute-Toms River. (Scorecard, 2026 · our math.)
| Measure | Fortis Institute-Wayne | American Institute-Toms River |
|---|---|---|
| Net price / yr | $24,009 | $19,781 |
| Total net cost | $96,036 | $79,124 |
| Median earnings, 10 yrs | $36,920 | $28,710 |
| Median debt | $9,500 | $11,979 |
| Payback | — | — |
| 20-year net return | -$324,836 | -$472,124 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Fortis Institute-Wayne or American Institute-Toms River?
American Institute-Toms River, at $19,781 a year after aid versus $24,009 — a gap of $4,228 a year, or $16,912 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Fortis Institute-Wayne or American Institute-Toms River graduates earn more?
Fortis Institute-Wayne graduates report a median $36,920 ten years after entry, $8,210 more than the $28,710 at American Institute-Toms River. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Fortis Institute-Wayne or American Institute-Toms River?
Fortis Institute-Wayne: its completers carry a median $9,500 in federal loans versus $11,979 at American Institute-Toms River, a difference of $2,479. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
72% of students finish at Fortis Institute-Wayne, against 55% at American Institute-Toms River. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.