Degree Dividend
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Freed-Hardeman University vs Chattanooga College Medical Dental and & Technical Careers: which has better ROI?

Private nonprofit, Henderson TN · vs · Private for-profit, Chattanooga TN

The verdict

Neither clears its cost on institution-wide earnings, but Freed-Hardeman University comes closer — median earnings $47,485 against a $86,296 total, vs $25,954 at Chattanooga College Medical Dental and & Technical Careers. (Scorecard, 2026 · our math.)

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Head to head
MeasureFreed-Hardeman UniversityChattanooga College Medical Dental and & Technical Careers
Net price / yr$21,574$33,625
Total net cost$86,296$134,500
Median earnings, 10 yrs$47,485$25,954
Median debt$21,500$7,891
Payback
20-year net return-$103,796-$582,620

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Freed-Hardeman University or Chattanooga College Medical Dental and & Technical Careers?

Freed-Hardeman University, at $21,574 a year after aid versus $33,625 — a gap of $12,051 a year, or $48,204 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Freed-Hardeman University or Chattanooga College Medical Dental and & Technical Careers graduates earn more?

Freed-Hardeman University graduates report a median $47,485 ten years after entry, $21,531 more than the $25,954 at Chattanooga College Medical Dental and & Technical Careers. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Freed-Hardeman University or Chattanooga College Medical Dental and & Technical Careers?

Chattanooga College Medical Dental and & Technical Careers: its completers carry a median $7,891 in federal loans versus $21,500 at Freed-Hardeman University, a difference of $13,609. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

71% of students finish at Freed-Hardeman University, against 12% at Chattanooga College Medical Dental and & Technical Careers. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Freed-Hardeman University vs Chattanooga College Medical Dental and & Technical Careers: frequently asked questions

Is Freed-Hardeman University or Chattanooga College Medical Dental and & Technical Careers a better value?
Freed-Hardeman University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Freed-Hardeman University or Chattanooga College Medical Dental and & Technical Careers?
Freed-Hardeman University: $21,574/yr net price after aid versus $33,625/yr at Chattanooga College Medical Dental and & Technical Careers — a difference of $12,051 a year, or about $48,204 over four years.
Do Freed-Hardeman University or Chattanooga College Medical Dental and & Technical Careers graduates earn more?
Freed-Hardeman University graduates earn a median $47,485 ten years after entry, versus $25,954 at Chattanooga College Medical Dental and & Technical Careers — a $21,531 gap. This blends every major, so a specific field can flip it.