Gardner-Webb University vs Belmont Abbey College: which has better ROI?
Neither clears its cost on institution-wide earnings, but Gardner-Webb University comes closer — median earnings $48,039 against a $70,696 total, vs $47,937 at Belmont Abbey College. (Scorecard, 2026 · our math.)
| Measure | Gardner-Webb University | Belmont Abbey College |
|---|---|---|
| Net price / yr | $17,674 | $24,639 |
| Total net cost | $70,696 | $98,556 |
| Median earnings, 10 yrs | $48,039 | $47,937 |
| Median debt | $24,222 | $26,000 |
| Payback | — | — |
| 20-year net return | -$77,116 | -$107,016 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Gardner-Webb University or Belmont Abbey College?
Gardner-Webb University, at $17,674 a year after aid versus $24,639 — a gap of $6,965 a year, or $27,860 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Gardner-Webb University or Belmont Abbey College graduates earn more?
Gardner-Webb University graduates report a median $48,039 ten years after entry, $102 more than the $47,937 at Belmont Abbey College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Gardner-Webb University or Belmont Abbey College?
Gardner-Webb University: its completers carry a median $24,222 in federal loans versus $26,000 at Belmont Abbey College, a difference of $1,778. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
55% of students finish at Gardner-Webb University, against 47% at Belmont Abbey College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.