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Germanna Community College vs American National University: which has better ROI?

Public, Locust Grove VA · vs · Private for-profit, Salem VA

The verdict

Neither clears its cost on institution-wide earnings, but Germanna Community College comes closer — median earnings $39,644 against a $11,082 total, vs $26,370 at American National University. (Scorecard, 2026 · our math.)

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Head to head
MeasureGermanna Community CollegeAmerican National University
Net price / yr$5,541$18,036
Total net cost$11,082$36,072
Median earnings, 10 yrs$39,644$26,370
Median debt$8,400$12,814
Payback
20-year net return-$185,402-$475,872

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Germanna Community College or American National University?

Germanna Community College, at $5,541 a year after aid versus $18,036 — a gap of $12,495 a year, or $24,990 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Germanna Community College or American National University graduates earn more?

Germanna Community College graduates report a median $39,644 ten years after entry, $13,274 more than the $26,370 at American National University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Germanna Community College or American National University?

Germanna Community College: its completers carry a median $8,400 in federal loans versus $12,814 at American National University, a difference of $4,414. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

46% of students finish at Germanna Community College, against 33% at American National University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Germanna Community College vs American National University: frequently asked questions

Is Germanna Community College or American National University a better value?
Germanna Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Germanna Community College or American National University?
Germanna Community College: $5,541/yr net price after aid versus $18,036/yr at American National University — a difference of $12,495 a year, or about $24,990 over four years.
Do Germanna Community College or American National University graduates earn more?
Germanna Community College graduates earn a median $39,644 ten years after entry, versus $26,370 at American National University — a $13,274 gap. This blends every major, so a specific field can flip it.