Grace College and Theological Seminary vs Lincoln College of Technology-Indianapolis: which has better ROI?
Neither clears its cost on institution-wide earnings, but Grace College and Theological Seminary comes closer — median earnings $45,411 against a $79,728 total, vs $46,396 at Lincoln College of Technology-Indianapolis. (Scorecard, 2026 · our math.)
| Measure | Grace College and Theological Seminary | Lincoln College of Technology-Indianapolis |
|---|---|---|
| Net price / yr | $19,932 | $28,371 |
| Total net cost | $79,728 | $113,484 |
| Median earnings, 10 yrs | $45,411 | $46,396 |
| Median debt | $19,500 | $11,730 |
| Payback | — | — |
| 20-year net return | -$138,708 | -$152,764 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Grace College and Theological Seminary or Lincoln College of Technology-Indianapolis?
Grace College and Theological Seminary, at $19,932 a year after aid versus $28,371 — a gap of $8,439 a year, or $33,756 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Grace College and Theological Seminary or Lincoln College of Technology-Indianapolis graduates earn more?
Lincoln College of Technology-Indianapolis graduates report a median $46,396 ten years after entry, $985 more than the $45,411 at Grace College and Theological Seminary. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Grace College and Theological Seminary or Lincoln College of Technology-Indianapolis?
Lincoln College of Technology-Indianapolis: its completers carry a median $11,730 in federal loans versus $19,500 at Grace College and Theological Seminary, a difference of $7,770. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
69% of students finish at Grace College and Theological Seminary, against 57% at Lincoln College of Technology-Indianapolis. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.