Hardin-Simmons University vs Abilene Christian University-Undergraduate Online: which has better ROI?
Hardin-Simmons University has the better ROI: it clears its 4-year net cost of $78,220 in 12.2 years versus 12.9 years at Abilene Christian University-Undergraduate Online, on median earnings of $54,771 vs $55,736 ten years out. (Scorecard, 2026 · our math.)
| Measure | Hardin-Simmons University | Abilene Christian University-Undergraduate Online |
|---|---|---|
| Net price / yr | $19,555 | $23,698 |
| Total net cost | $78,220 | $94,792 |
| Median earnings, 10 yrs | $54,771 | $55,736 |
| Median debt | $24,711 | $24,250 |
| Payback | 12.2 yrs | 12.9 yrs |
| 20-year net return | $50,000 | $52,728 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Hardin-Simmons University or Abilene Christian University-Undergraduate Online?
Hardin-Simmons University, at $19,555 a year after aid versus $23,698 — a gap of $4,143 a year, or $16,572 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Hardin-Simmons University or Abilene Christian University-Undergraduate Online graduates earn more?
Abilene Christian University-Undergraduate Online graduates report a median $55,736 ten years after entry, $965 more than the $54,771 at Hardin-Simmons University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Hardin-Simmons University or Abilene Christian University-Undergraduate Online?
Abilene Christian University-Undergraduate Online: its completers carry a median $24,250 in federal loans versus $24,711 at Hardin-Simmons University, a difference of $461. The figure counts students who finished; it excludes private loans and anyone who left before graduating.