Harding University vs University of Arkansas Grantham: which has better ROI?
University of Arkansas Grantham has the better ROI: it clears its 4-year net cost of $33,480 in 2.2 years versus 19.6 years at Harding University, on median earnings of $63,496 vs $52,876 ten years out. (Scorecard, 2026 · our math.)
| Measure | Harding University | University of Arkansas Grantham |
|---|---|---|
| Net price / yr | $22,130 | $8,370 |
| Total net cost | $88,520 | $33,480 |
| Median earnings, 10 yrs | $52,876 | $63,496 |
| Median debt | $26,500 | $21,956 |
| Payback | 19.6 yrs | 2.2 yrs |
| 20-year net return | $1,800 | $269,240 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Harding University or University of Arkansas Grantham?
University of Arkansas Grantham, at $8,370 a year after aid versus $22,130 — a gap of $13,760 a year, or $55,040 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Harding University or University of Arkansas Grantham graduates earn more?
University of Arkansas Grantham graduates report a median $63,496 ten years after entry, $10,620 more than the $52,876 at Harding University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Harding University or University of Arkansas Grantham?
University of Arkansas Grantham: its completers carry a median $21,956 in federal loans versus $26,500 at Harding University, a difference of $4,544. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
69% of students finish at Harding University, against 43% at University of Arkansas Grantham. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.