Degree Dividend
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Harford Community College vs All-State Career-Baltimore: which has better ROI?

Public, Bel Air MD · vs · Private for-profit, Baltimore MD

The verdict

Neither clears its cost on institution-wide earnings, but Harford Community College comes closer — median earnings $44,608 against a $18,468 total, vs $33,193 at All-State Career-Baltimore. (Scorecard, 2026 · our math.)

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Head to head
MeasureHarford Community CollegeAll-State Career-Baltimore
Net price / yr$9,234$18,233
Total net cost$18,468$72,932
Median earnings, 10 yrs$44,608$33,193
Median debt$9,812$9,500
Payback
20-year net return-$93,508-$376,272

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Harford Community College or All-State Career-Baltimore?

Harford Community College, at $9,234 a year after aid versus $18,233 — a gap of $8,999 a year, or $54,464 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Harford Community College or All-State Career-Baltimore graduates earn more?

Harford Community College graduates report a median $44,608 ten years after entry, $11,415 more than the $33,193 at All-State Career-Baltimore. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Harford Community College or All-State Career-Baltimore?

All-State Career-Baltimore: its completers carry a median $9,500 in federal loans versus $9,812 at Harford Community College, a difference of $312. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

60% of students finish at All-State Career-Baltimore, against 39% at Harford Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Harford Community College vs All-State Career-Baltimore: frequently asked questions

Is Harford Community College or All-State Career-Baltimore a better value?
Harford Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Harford Community College or All-State Career-Baltimore?
Harford Community College: $9,234/yr net price after aid versus $18,233/yr at All-State Career-Baltimore — a difference of $8,999 a year, or about $54,464 over four years.
Do Harford Community College or All-State Career-Baltimore graduates earn more?
Harford Community College graduates earn a median $44,608 ten years after entry, versus $33,193 at All-State Career-Baltimore — a $11,415 gap. This blends every major, so a specific field can flip it.