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Howard Community College vs Hood College: which has better ROI?

Public, Columbia MD · vs · Private nonprofit, Frederick MD

The verdict

Hood College has the better ROI: it clears its 4-year net cost of $83,492 in 9.6 years versus 33.7 years at Howard Community College, on median earnings of $57,089 vs $49,020 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureHoward Community CollegeHood College
Net price / yr$11,133$20,873
Total net cost$22,266$83,492
Median earnings, 10 yrs$49,020$57,089
Median debt$10,500$25,000
Payback33.7 yrs9.6 yrs
20-year net return-$9,066$91,088

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Howard Community College or Hood College?

Howard Community College, at $11,133 a year after aid versus $20,873 — a gap of $9,740 a year, or $61,226 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Howard Community College or Hood College graduates earn more?

Hood College graduates report a median $57,089 ten years after entry, $8,069 more than the $49,020 at Howard Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Howard Community College or Hood College?

Howard Community College: its completers carry a median $10,500 in federal loans versus $25,000 at Hood College, a difference of $14,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

57% of students finish at Hood College, against 24% at Howard Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Howard Community College vs Hood College: frequently asked questions

Is Howard Community College or Hood College a better value?
Hood College. It clears its $83,492 net cost in about 9.6 years versus 33.7 years at Howard Community College, on median earnings of $57,089 vs $49,020 ten years out.
Which is cheaper, Howard Community College or Hood College?
Howard Community College: $11,133/yr net price after aid versus $20,873/yr at Hood College — a difference of $9,740 a year, or about $61,226 over four years.
Do Howard Community College or Hood College graduates earn more?
Hood College graduates earn a median $57,089 ten years after entry, versus $49,020 at Howard Community College — a $8,069 gap. This blends every major, so a specific field can flip it.