Degree Dividend
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Hudson Valley Community College vs Bard College: which has better ROI?

Public, Troy NY · vs · Private nonprofit, Annandale-On-Hudson NY

The verdict

Neither clears its cost on institution-wide earnings, but Hudson Valley Community College comes closer — median earnings $45,460 against a $17,002 total, vs $46,543 at Bard College. (Scorecard, 2026 · our math.)

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Head to head
MeasureHudson Valley Community CollegeBard College
Net price / yr$8,501$34,649
Total net cost$17,002$138,596
Median earnings, 10 yrs$45,460$46,543
Median debt$10,625$24,254
Payback
20-year net return-$75,002-$174,936

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Hudson Valley Community College or Bard College?

Hudson Valley Community College, at $8,501 a year after aid versus $34,649 — a gap of $26,148 a year, or $121,594 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Hudson Valley Community College or Bard College graduates earn more?

Bard College graduates report a median $46,543 ten years after entry, $1,083 more than the $45,460 at Hudson Valley Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Hudson Valley Community College or Bard College?

Hudson Valley Community College: its completers carry a median $10,625 in federal loans versus $24,254 at Bard College, a difference of $13,629. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

68% of students finish at Bard College, against 35% at Hudson Valley Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Hudson Valley Community College vs Bard College: frequently asked questions

Is Hudson Valley Community College or Bard College a better value?
Hudson Valley Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Hudson Valley Community College or Bard College?
Hudson Valley Community College: $8,501/yr net price after aid versus $34,649/yr at Bard College — a difference of $26,148 a year, or about $121,594 over four years.
Do Hudson Valley Community College or Bard College graduates earn more?
Bard College graduates earn a median $46,543 ten years after entry, versus $45,460 at Hudson Valley Community College — a $1,083 gap. This blends every major, so a specific field can flip it.