Illinois State University vs Loyola University Chicago: which has better ROI?
Illinois State University has the better ROI: it clears its 4-year net cost of $77,592 in 5.6 years versus 6.2 years at Loyola University Chicago, on median earnings of $62,117 vs $71,530 ten years out. (Scorecard, 2026 · our math.)
| Measure | Illinois State University | Loyola University Chicago |
|---|---|---|
| Net price / yr | $19,398 | $36,079 |
| Total net cost | $77,592 | $144,316 |
| Median earnings, 10 yrs | $62,117 | $71,530 |
| Median debt | $20,482 | $24,157 |
| Payback | 5.6 yrs | 6.2 yrs |
| 20-year net return | $197,548 | $319,084 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Illinois State University or Loyola University Chicago?
Illinois State University, at $19,398 a year after aid versus $36,079 — a gap of $16,681 a year, or $66,724 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Illinois State University or Loyola University Chicago graduates earn more?
Loyola University Chicago graduates report a median $71,530 ten years after entry, $9,413 more than the $62,117 at Illinois State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Illinois State University or Loyola University Chicago?
Illinois State University: its completers carry a median $20,482 in federal loans versus $24,157 at Loyola University Chicago, a difference of $3,675. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
73% of students finish at Loyola University Chicago, against 65% at Illinois State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.