Indiana State University vs Grace College and Theological Seminary: which has better ROI?
Indiana State University has the better ROI: it clears its 4-year net cost of $43,492 in 1610.8 years versus not at all at Grace College and Theological Seminary, on median earnings of $48,387 vs $45,411 ten years out. (Scorecard, 2026 · our math.)
| Measure | Indiana State University | Grace College and Theological Seminary |
|---|---|---|
| Net price / yr | $10,873 | $19,932 |
| Total net cost | $43,492 | $79,728 |
| Median earnings, 10 yrs | $48,387 | $45,411 |
| Median debt | $24,000 | $19,500 |
| Payback | 1610.8 yrs | — |
| 20-year net return | -$42,952 | -$138,708 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Indiana State University or Grace College and Theological Seminary?
Indiana State University, at $10,873 a year after aid versus $19,932 — a gap of $9,059 a year, or $36,236 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Indiana State University or Grace College and Theological Seminary graduates earn more?
Indiana State University graduates report a median $48,387 ten years after entry, $2,976 more than the $45,411 at Grace College and Theological Seminary. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Indiana State University or Grace College and Theological Seminary?
Grace College and Theological Seminary: its completers carry a median $19,500 in federal loans versus $24,000 at Indiana State University, a difference of $4,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
69% of students finish at Grace College and Theological Seminary, against 43% at Indiana State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.