Indiana University-East vs Grace College and Theological Seminary: which has better ROI?
Neither clears its cost on institution-wide earnings, but Indiana University-East comes closer — median earnings $47,156 against a $32,536 total, vs $45,411 at Grace College and Theological Seminary. (Scorecard, 2026 · our math.)
| Measure | Indiana University-East | Grace College and Theological Seminary |
|---|---|---|
| Net price / yr | $8,134 | $19,932 |
| Total net cost | $32,536 | $79,728 |
| Median earnings, 10 yrs | $47,156 | $45,411 |
| Median debt | $18,000 | $19,500 |
| Payback | — | — |
| 20-year net return | -$56,616 | -$138,708 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Indiana University-East or Grace College and Theological Seminary?
Indiana University-East, at $8,134 a year after aid versus $19,932 — a gap of $11,798 a year, or $47,192 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Indiana University-East or Grace College and Theological Seminary graduates earn more?
Indiana University-East graduates report a median $47,156 ten years after entry, $1,745 more than the $45,411 at Grace College and Theological Seminary. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Indiana University-East or Grace College and Theological Seminary?
Indiana University-East: its completers carry a median $18,000 in federal loans versus $19,500 at Grace College and Theological Seminary, a difference of $1,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
69% of students finish at Grace College and Theological Seminary, against 40% at Indiana University-East. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.