Indiana University-Kokomo vs Saint Mary's College: which has better ROI?
Saint Mary's College has the better ROI: it clears its 4-year net cost of $101,168 in 9.2 years versus 10.2 years at Indiana University-Kokomo, on median earnings of $59,354 vs $49,917 ten years out. (Scorecard, 2026 · our math.)
| Measure | Indiana University-Kokomo | Saint Mary's College |
|---|---|---|
| Net price / yr | $3,968 | $25,292 |
| Total net cost | $15,872 | $101,168 |
| Median earnings, 10 yrs | $49,917 | $59,354 |
| Median debt | $16,961 | $27,000 |
| Payback | 10.2 yrs | 9.2 yrs |
| 20-year net return | $15,268 | $118,712 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Indiana University-Kokomo or Saint Mary's College?
Indiana University-Kokomo, at $3,968 a year after aid versus $25,292 — a gap of $21,324 a year, or $85,296 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Indiana University-Kokomo or Saint Mary's College graduates earn more?
Saint Mary's College graduates report a median $59,354 ten years after entry, $9,437 more than the $49,917 at Indiana University-Kokomo. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Indiana University-Kokomo or Saint Mary's College?
Indiana University-Kokomo: its completers carry a median $16,961 in federal loans versus $27,000 at Saint Mary's College, a difference of $10,039. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
69% of students finish at Saint Mary's College, against 46% at Indiana University-Kokomo. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.