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Indiana University-Kokomo vs University of Saint Francis-Fort Wayne: which has better ROI?

Public, Kokomo IN · vs · Private nonprofit, Fort Wayne IN

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

The verdict

Indiana University-Kokomo has the better ROI: it clears its 4-year net cost of $15,872 in 10.2 years versus 10.4 years at University of Saint Francis-Fort Wayne, on median earnings of $49,917 vs $55,362 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureIndiana University-KokomoUniversity of Saint Francis-Fort Wayne
Net price / yr$3,968$18,196
Total net cost$15,872$72,784
Median earnings, 10 yrs$49,917$55,362
Median debt$16,961$25,976
Payback10.2 yrs10.4 yrs
20-year net return$15,268$67,256

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Indiana University-Kokomo or University of Saint Francis-Fort Wayne?

Indiana University-Kokomo, at $3,968 a year after aid versus $18,196 — a gap of $14,228 a year, or $56,912 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Indiana University-Kokomo or University of Saint Francis-Fort Wayne graduates earn more?

University of Saint Francis-Fort Wayne graduates report a median $55,362 ten years after entry, $5,445 more than the $49,917 at Indiana University-Kokomo. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Indiana University-Kokomo or University of Saint Francis-Fort Wayne?

Indiana University-Kokomo: its completers carry a median $16,961 in federal loans versus $25,976 at University of Saint Francis-Fort Wayne, a difference of $9,015. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

55% of students finish at University of Saint Francis-Fort Wayne, against 46% at Indiana University-Kokomo. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Indiana University-Kokomo vs University of Saint Francis-Fort Wayne: frequently asked questions

Is Indiana University-Kokomo or University of Saint Francis-Fort Wayne a better value?
Indiana University-Kokomo. It clears its $15,872 net cost in about 10.2 years versus 10.4 years at University of Saint Francis-Fort Wayne, on median earnings of $49,917 vs $55,362 ten years out.
Which is cheaper, Indiana University-Kokomo or University of Saint Francis-Fort Wayne?
Indiana University-Kokomo: $3,968/yr net price after aid versus $18,196/yr at University of Saint Francis-Fort Wayne — a difference of $14,228 a year, or about $56,912 over four years.
Do Indiana University-Kokomo or University of Saint Francis-Fort Wayne graduates earn more?
University of Saint Francis-Fort Wayne graduates earn a median $55,362 ten years after entry, versus $49,917 at Indiana University-Kokomo — a $5,445 gap. This blends every major, so a specific field can flip it.