Indiana University of Pennsylvania vs Chatham University: which has better ROI?
Indiana University of Pennsylvania has the better ROI: it clears its 4-year net cost of $67,216 in 25.3 years versus 29.6 years at Chatham University, on median earnings of $51,019 vs $52,410 ten years out. (Scorecard, 2026 · our math.)
| Measure | Indiana University of Pennsylvania | Chatham University |
|---|---|---|
| Net price / yr | $16,804 | $29,954 |
| Total net cost | $67,216 | $119,816 |
| Median earnings, 10 yrs | $51,019 | $52,410 |
| Median debt | $26,798 | $23,250 |
| Payback | 25.3 yrs | 29.6 yrs |
| 20-year net return | -$14,036 | -$38,816 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Indiana University of Pennsylvania or Chatham University?
Indiana University of Pennsylvania, at $16,804 a year after aid versus $29,954 — a gap of $13,150 a year, or $52,600 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Indiana University of Pennsylvania or Chatham University graduates earn more?
Chatham University graduates report a median $52,410 ten years after entry, $1,391 more than the $51,019 at Indiana University of Pennsylvania. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Indiana University of Pennsylvania or Chatham University?
Chatham University: its completers carry a median $23,250 in federal loans versus $26,798 at Indiana University of Pennsylvania, a difference of $3,548. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
63% of students finish at Chatham University, against 56% at Indiana University of Pennsylvania. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.