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Iowa State University vs Mount Mercy University: which has better ROI?

Public, Ames IA · vs · Private nonprofit, Cedar Rapids IA

The verdict

Iowa State University has the better ROI: it clears its 4-year net cost of $74,356 in 4.9 years versus 6.5 years at Mount Mercy University, on median earnings of $63,386 vs $60,787 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureIowa State UniversityMount Mercy University
Net price / yr$18,589$20,168
Total net cost$74,356$80,672
Median earnings, 10 yrs$63,386$60,787
Median debt$22,869$23,699
Payback4.9 yrs6.5 yrs
20-year net return$226,164$167,868

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Iowa State University or Mount Mercy University?

Iowa State University, at $18,589 a year after aid versus $20,168 — a gap of $1,579 a year, or $6,316 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Iowa State University or Mount Mercy University graduates earn more?

Iowa State University graduates report a median $63,386 ten years after entry, $2,599 more than the $60,787 at Mount Mercy University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Iowa State University or Mount Mercy University?

Iowa State University: its completers carry a median $22,869 in federal loans versus $23,699 at Mount Mercy University, a difference of $830. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

75% of students finish at Iowa State University, against 58% at Mount Mercy University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Iowa State University vs Mount Mercy University: frequently asked questions

Is Iowa State University or Mount Mercy University a better value?
Iowa State University. It clears its $74,356 net cost in about 4.9 years versus 6.5 years at Mount Mercy University, on median earnings of $63,386 vs $60,787 ten years out.
Which is cheaper, Iowa State University or Mount Mercy University?
Iowa State University: $18,589/yr net price after aid versus $20,168/yr at Mount Mercy University — a difference of $1,579 a year, or about $6,316 over four years.
Do Iowa State University or Mount Mercy University graduates earn more?
Iowa State University graduates earn a median $63,386 ten years after entry, versus $60,787 at Mount Mercy University — a $2,599 gap. This blends every major, so a specific field can flip it.