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Iowa State University vs University of Iowa: which has better ROI?

Public, Ames IA · vs · Public, Iowa City IA

The verdict

Iowa State University has the better ROI: it clears its 4-year net cost of $74,356 in 4.9 years versus 5.5 years at University of Iowa, on median earnings of $63,386 vs $64,762 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureIowa State UniversityUniversity of Iowa
Net price / yr$18,589$22,531
Total net cost$74,356$90,124
Median earnings, 10 yrs$63,386$64,762
Median debt$22,869$22,500
Payback4.9 yrs5.5 yrs
20-year net return$226,164$237,916

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Iowa State University or University of Iowa?

Iowa State University, at $18,589 a year after aid versus $22,531 — a gap of $3,942 a year, or $15,768 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Iowa State University or University of Iowa graduates earn more?

University of Iowa graduates report a median $64,762 ten years after entry, $1,376 more than the $63,386 at Iowa State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Iowa State University or University of Iowa?

University of Iowa: its completers carry a median $22,500 in federal loans versus $22,869 at Iowa State University, a difference of $369. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

75% of students finish at Iowa State University, against 75% at University of Iowa. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Iowa State University vs University of Iowa: frequently asked questions

Is Iowa State University or University of Iowa a better value?
Iowa State University. It clears its $74,356 net cost in about 4.9 years versus 5.5 years at University of Iowa, on median earnings of $63,386 vs $64,762 ten years out.
Which is cheaper, Iowa State University or University of Iowa?
Iowa State University: $18,589/yr net price after aid versus $22,531/yr at University of Iowa — a difference of $3,942 a year, or about $15,768 over four years.
Do Iowa State University or University of Iowa graduates earn more?
University of Iowa graduates earn a median $64,762 ten years after entry, versus $63,386 at Iowa State University — a $1,376 gap. This blends every major, so a specific field can flip it.