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Ivy Tech Community College vs Indiana University-Indianapolis: which has better ROI?

Public, Indianapolis IN · vs · Public, Indianapolis IN

The verdict

Indiana University-Indianapolis has the better ROI: it clears its 4-year net cost of $46,672 in 6.8 years versus not at all at Ivy Tech Community College, on median earnings of $55,198 vs $37,186 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureIvy Tech Community CollegeIndiana University-Indianapolis
Net price / yr$7,258$11,668
Total net cost$29,032$46,672
Median earnings, 10 yrs$37,186$55,198
Median debt$10,727$20,000
Payback6.8 yrs
20-year net return-$252,512$90,088

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Ivy Tech Community College or Indiana University-Indianapolis?

Ivy Tech Community College, at $7,258 a year after aid versus $11,668 — a gap of $4,410 a year, or $17,640 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Ivy Tech Community College or Indiana University-Indianapolis graduates earn more?

Indiana University-Indianapolis graduates report a median $55,198 ten years after entry, $18,012 more than the $37,186 at Ivy Tech Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Ivy Tech Community College or Indiana University-Indianapolis?

Ivy Tech Community College: its completers carry a median $10,727 in federal loans versus $20,000 at Indiana University-Indianapolis, a difference of $9,273. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

54% of students finish at Indiana University-Indianapolis, against 41% at Ivy Tech Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Ivy Tech Community College vs Indiana University-Indianapolis: frequently asked questions

Is Ivy Tech Community College or Indiana University-Indianapolis a better value?
Indiana University-Indianapolis. It clears its $46,672 net cost in about 6.8 years versus no clear payback at Ivy Tech Community College, on median earnings of $55,198 vs $37,186 ten years out.
Which is cheaper, Ivy Tech Community College or Indiana University-Indianapolis?
Ivy Tech Community College: $7,258/yr net price after aid versus $11,668/yr at Indiana University-Indianapolis — a difference of $4,410 a year, or about $17,640 over four years.
Do Ivy Tech Community College or Indiana University-Indianapolis graduates earn more?
Indiana University-Indianapolis graduates earn a median $55,198 ten years after entry, versus $37,186 at Ivy Tech Community College — a $18,012 gap. This blends every major, so a specific field can flip it.