James Madison University vs Chamberlain University-Virginia: which has better ROI?
Chamberlain University-Virginia has the better ROI: it clears its 4-year net cost of $132,796 in 3 years versus 4.3 years at James Madison University, on median earnings of $92,405 vs $69,954 ten years out. (Scorecard, 2026 · our math.)
| Measure | James Madison University | Chamberlain University-Virginia |
|---|---|---|
| Net price / yr | $23,322 | $33,199 |
| Total net cost | $93,288 | $132,796 |
| Median earnings, 10 yrs | $69,954 | $92,405 |
| Median debt | $20,093 | $20,919 |
| Payback | 4.3 yrs | 3 yrs |
| 20-year net return | $338,592 | $748,104 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, James Madison University or Chamberlain University-Virginia?
James Madison University, at $23,322 a year after aid versus $33,199 — a gap of $9,877 a year, or $39,508 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do James Madison University or Chamberlain University-Virginia graduates earn more?
Chamberlain University-Virginia graduates report a median $92,405 ten years after entry, $22,451 more than the $69,954 at James Madison University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, James Madison University or Chamberlain University-Virginia?
James Madison University: its completers carry a median $20,093 in federal loans versus $20,919 at Chamberlain University-Virginia, a difference of $826. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
100% of students finish at Chamberlain University-Virginia, against 80% at James Madison University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.