Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

Jefferson State Community College vs Samford University: which has better ROI?

Public, Birmingham AL · vs · Private nonprofit, Birmingham AL

The verdict

Samford University has the better ROI: it clears its 4-year net cost of $130,488 in 12.9 years versus not at all at Jefferson State Community College, on median earnings of $58,469 vs $40,719 ten years out. (Scorecard, 2026 · our math.)

Share
Head to head
MeasureJefferson State Community CollegeSamford University
Net price / yr$9,086$32,622
Total net cost$18,172$130,488
Median earnings, 10 yrs$40,719$58,469
Median debt$9,689$19,500
Payback12.9 yrs
20-year net return-$170,992$71,692

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Jefferson State Community College or Samford University?

Jefferson State Community College, at $9,086 a year after aid versus $32,622 — a gap of $23,536 a year, or $112,316 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Jefferson State Community College or Samford University graduates earn more?

Samford University graduates report a median $58,469 ten years after entry, $17,750 more than the $40,719 at Jefferson State Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Jefferson State Community College or Samford University?

Jefferson State Community College: its completers carry a median $9,689 in federal loans versus $19,500 at Samford University, a difference of $9,811. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

77% of students finish at Samford University, against 26% at Jefferson State Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Jefferson State Community College vs Samford University: frequently asked questions

Is Jefferson State Community College or Samford University a better value?
Samford University. It clears its $130,488 net cost in about 12.9 years versus no clear payback at Jefferson State Community College, on median earnings of $58,469 vs $40,719 ten years out.
Which is cheaper, Jefferson State Community College or Samford University?
Jefferson State Community College: $9,086/yr net price after aid versus $32,622/yr at Samford University — a difference of $23,536 a year, or about $112,316 over four years.
Do Jefferson State Community College or Samford University graduates earn more?
Samford University graduates earn a median $58,469 ten years after entry, versus $40,719 at Jefferson State Community College — a $17,750 gap. This blends every major, so a specific field can flip it.